Seeking answers? FAQ to the rescue!

Referral program

How many referrals can I have?

Each account holder is limited to a maximum of 20 referrals under the Referral Program. To refer additional individuals beyond this limit, you must send a request via email to and receive direct approval from Modak Makers to increase your referral limit.

Modak is a financial technology company and not a bank.‍

Checking accounts and the Modak Visa Debit Cards are provided and issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance.

Accounts and Debit Cards are issued by Lewis & Clark Bank. Credit Cards are issued by Central Bank of Weir. CBW Credit Card Disclosure can be found in-app.

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