Seeking answers? FAQ to the rescue!

Getting started

How old do I have to be to join Modak?

To sign up, you should be between 13 and 17 years old. Your parent or guardian will be the account holder, allowing you to use it. Accounts for those under 13 will be available soon.

Why do I need a cellphone to create an account?

This is because the bank needs to make sure it's really you who's opening the account. If anything looks fishy with your account, they can use your phone number to reach you and check that everything is okay. They may also send you a code to confirm it's you when you log in or make a transaction. All of this helps keep your money safe and secure.

Can I create a Modak account outside of the US?

Right now, your US-based card can be used anywhere in the world where Visa cards are accepted. For example, if you are an American traveling internationally, you can use your Modak card anywhere!

About Modak

What is Modak?

Modak is a US-based fintech company that offers a Visa card and a checking account for teens through its relationship with Solid Financial Technologies, and its partner banks, Members FDIC. Through Modak, Teens can gain financial literacy, and earn cashback at 100,000+ merchant locations across the US. Modak is supported by GGV Capital, Nazca, and 35+ leading investors and entrepreneurs.

Are there any fees?

There are no hidden fees associated with Modak. We don't charge for opening a card and most of our services. However, if you need expedited or premium services, our app will show you and ask for your permission before charging the fees. For example, we charge $0.50 for debit cards (and 3% extra for credit cards and Apple/Google Pay) when you load your kid’s modak card with your debit or credit cards. Do note that our normal ACH - funding via your other bank accounts - is free.

How does Modak keep sensitive personal info safe and secure?

We have implemented several ways to protect your personal information:

  • Encryption: All sensitive information is encrypted in transit standard protocols. 
  • Access controls: Access to sensitive information is restricted to a limited number of authorized personnel, who are subject to background checks and ongoing security monitoring.
  • Data protection policies: Modak has established strict data protection policies, including data retention and deletion policies, to ensure that sensitive information is not retained for longer than necessary.
  • Compliance: Modak adheres to relevant security and privacy regulations, including those imposed by the Consumer Financial Protection Bureau (CFPB), to ensure that sensitive information is handled in a manner that meets the highest standards of security and privacy.

What is the MoCard account for?

A MoCard is a card through which you can spend your money, and earn/spend rewards points (Mobucks) for healthy behaviors. Parents can fund the MoCard account, and these funds can be used to set limits on the spendings. This means parents have the ability to guide and monitor their teen's spending while teaching them financial responsibility.

How do I know Modak is safe?

Modak's card is supported by renowned partners in the financial industry. By partnering with these established institutions, Modak is committed to adhering to all state and federal finance and banking regulations. Refer to “How does Modak keep sensitive personal info safe and secure?” for specific details.

How can I delete the Modak account?

  • Open the Modak app on your device.
  • ​​On the top left corner of the screen, you will find a person icon button representing your profile. Tap on that button.
  • The next screen will display your profile information. Look for a (?) button located next to your full name on the right side. Tap on that button.
  • A new screen will appear, presenting you with two options. Choose the option that says "Delete my account" and tap on it.
  • A confirmation screen will be displayed, ensuring that you want to proceed with deleting your account. Look for the red button labeled "Delete account forever" and tap on it.
  • Your account will now be permanently deleted from the Modak app's system.
  • It's important to remember that deleting your account is an irreversible action, meaning that it cannot be undone.

By following these revised steps, you'll have a clearer and more concise process for deleting your account on the Modak app.

Disclaimer: We will securely delete or render irretrievable all your information and card data that is no longer necessary for the purposes for which it was collected. All backup data will be subject to the same retention and deletion policies as outlined in our T&C.

How does Modak make money?

Modak makes revenues from the interchange fees that Visa charges merchants for processing the transaction. Modak uses that revenue to offer MoCard and other services to our customers. Moreover, Modak generate revenue from our partnerships with brands on merchant offers.

About the card

How much does it cost to open a MoCard?

There are no fees associated with opening the account.

What can I do with the MoCard?

Use your card to spend money, whether it's in a store or online!

What documents do I need to get the MoCard?

We will need to submit your parents information to the bank partner to open an account on your behalf This includes:

  •  A government-issued photo ID, such as a driver's license or passport
  • Proof of address, such as a utility bill or bank statement
  • Social Security Number (SSN) 
  • Personal email address
  • Phone number

How can I create an account?

If you are a teen please follow these instructions

  • Open the Modak app on your device.
  • On the top of the screen, you will see a green button labeled "Get Card". Click on this button.
  • The next screen will prompt you to invite your parent or guardian to create an account. Click on "Continue" and fill out your parent/guardian's phone number.
  • Once you have entered their phone number, you will be presented with two options:
  • Option 1: Complete your parent/guardian's information on their behalf. You will need to provide their name, email address, and date of birth.
  • Option 2: Wait for your parent/guardian to complete the information by themselves once they receive your invitation to create an account.
  • Once your parent or guardian has completed the account registration process, they will be able to link their bank account and fund your card.

To complete the registration process, you will need to gather the following information about the parent or guardian: their full name, email address, phone number, date of birth, and physical address for shipping the card. Please ensure that you have all of this information readily available before proceeding with the registration process.

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If you are a parent or guardian please follow this instruction:

  • If you received a message from Modak, open your messages app.
  • Click on the link provided in the message to redirect to the Modak website.
  • Once on the Modak website, click on the green button labeled "Tell Me More" and then click on "Get Started".
  • You will be prompted to create an account. To complete the registration process, you will need to provide the following information: full name, email address, and phone number.
  • After registering, you will receive a verification code sent to your phone. Enter the verification code to proceed.
  • Continue filling out your personal information. To complete the registration process, you will need to provide the following information: date of birth, Social Security Number (SSN), passport number (if applicable), and physical address for shipping the card.
  • Once your information is complete, you will be prompted to provide information for the teen's account, including their full name and optionally their SSN.
  • If all required information is complete, the next screen will allow you to request a physical card. Click on the "Request Card" button to proceed.
  • You will be redirected to the parent's portal to complete the card ordering process.

Why can't I verify my identity?

At Modak, we take identity verification very seriously. That's why we partner with a trusted third-party provider called Persona to ensure that all user identities are verified securely. However, if you have trouble verifying your identity, please don't hesitate to contact our customer support team for assistance. We're here to help you every step of the way.

How can I activate my MoCard?

Follow these instructions to activate the physical card:

  • Sign in to your Teen Modak account using your login credentials. (Use the phone app). In case you have not yet downloaded the app you can download it here https://www.modakmakers.com/register/teen
  • Once logged in, at the top of the banking screen, you will see a green button labeled "Activate". Click on this button.
  • You will be prompted to enter the last 4 digits of your card number. Enter this information and click "Continue".
  • Next, enter the expiration date of your card in the format MM/YY and click "Continue".
  • Review the information you have entered to ensure that it is correct, and then click on the "Activate Now" button to complete the activation process.
  • Your Modak card is now fully activated and ready to use.


  • The virtual card will be activated automatically when issued.

How can I block my MoCard?

Parent Portal

  • Sign in to your Modak account using your login credentials.
  • Click on “manage Card”, then select to lock the physical and or virtual card. 
  • You will receive a confirmation pop-up. If you agree click on Lock the card. 
  • You can unlock the card/s anytime to make purchases again
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.

Teens app

  • Open the Modak app on your device.
  • Sign in using your login credentials.
  • Click on the “manage card” section at the top (Card Icon) 
  • You will pass over ID verification set on your mobile device. 
  • Once verified you will be able to click on the corresponding card you may want to lock, physical or virtual. 
  • Select the card and then you will receive a confirmation pop-up at the bottom. 
  • You can unlock the card/s anytime to make purchases again. 
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.

Can I use MoCard internationally?

Absolutely! Anywhere Visa cards are accepted.

Where is the card accepted?

You can use your MoCard anywhere that accepts Visa as a form of payment. This includes stores, online retailers, and businesses that accept card payments.

Why didn’t I receive the MoCard?

There are several reasons why you did not receive it: 

  • Incorrect address: If the address provided is incorrect or outdated, the card may be delivered to the wrong location or returned.
  • Address issue: If the address is not recognized by the delivery service, the card may be delayed or returned.
  • Delivery problems: The card may be lost or delayed in transit due to issues with the delivery service, such as inclement weather or transportation delays.
  • Hold-up at the post office: If the post office holds the package for some reason, it may delay the delivery of the card.
  • Fraud protection: In some cases, we may hold the card for additional security checks, which may delay the delivery.

It's important to regularly check the status of your card on the app. If you need further assistance please contact Customer Service. 

How can I track my MoCard shipping?

Please follow these instructions:

  • Open the Modak mobile app and sign in to your account.
  • At the top of the app screen, you will see a green button labeled "Track Status". Click on this button.
  • On the "Track Status" screen, you will be able to view the following information about your order:

a. Shipping address

b. Estimated Time of Arrival (ETA)

c. Delivery status

d. Delivery partner

e. Tracking number

f. Link to track your shipping

  • Review the information provided to track the status of your order and determine when it will be delivered.

If you have any questions or concerns about your order, you can contact Modak customer support for assistance.

How can I view my transaction history?

  • On your phone sign in at Modak app
  • On the first screen you have go to your wallet icon (You find in at the right bottom) 
  • Once there you will be able to check your balance at the top left and all transactions listed below.  
  • If you need further information about a specific transaction you can click on it.

How much are the International fees for using the card out of the US?

When the card is used internationally, the Visa exchange rate is used to convert the transaction amount into USD. This exchange rate from Visa will be marked up by Visa. Other than this, there won’t be any fees charged to the cardholder at the time of the transaction.


How many accounts needs to be created to get the MoCard?

We create 3 accounts to support the Mocard:

1. Parent personal checking account - where the parent balance will be stored

2. Family checking account (for the teen) - where the teen balance will be stored

3. Teen card account - That allows the teen to have virtual and physical cards and takes funds from the family account

Do I have to pay for the card monthly?

No, The MoCard doesn't have a payment deadline. The amount you deposit is the amount you can use and is debited to the card limit immediately.

Can I spend more than what I have in my checking account?

As the MoCard uses only the funds deposited, if you try to spend more than you have deposited, the payment will not go through.

How can I do a direct deposit?

  • Open your teen application and locate the banking icon located at the bottom right corner.
  • Tap on the Direct Deposit icon within the banking section. This action will redirect you to a page displaying your account and routing numbers.
  • Take note of this information, as you can easily copy it for future reference or to share it as needed.


Can the MoCard be used on ATM?

The MoCard is currently designed for making purchases at physical stores and online for virtual transactions. However, we're excited to let you know that we have plans to introduce an ATM feature in the near future! Stay tuned for updates.

Fund the card

Are we able to put money on it or do we have to earn it?

You will be able to fund it in multiple ways such as by ACH, debit pull, through direct deposit, and even with your MBX ™

How do I send money to the card?

  • Go to https://app.modakmakers.com/parents and log in using your phone number. You will receive a verification code to confirm your login.
  • Once logged in, you will be directed to the home page. Here, you will see the "Teen's Wallet" section and a "Send $" button to fund the teen's card. Click on the "Send $" button.
  • On the next page, you will see three options  "My account", "Fast Transfer", "Normal Transfer". In this last option you can choose between “Add a Bank account", and "Make a direct deposit"  Click on the option that best suits you.  
  • If you selected “My account” you will be redirected to pick an amount screen based on your current parent balance. Type the amount and click on the next button. 
  • If you selected "Fast Transfer" you will be redirected to pick an amount screen and then directly to Checkout platform to finish the transaction. With this option you can use debit or credit cards to fund the parent and or teen account.
  • If you selected "Normal Transfer” you will be redirected to a screen where you can choose between two options. 
  • "Add a Bank account" you will be redirected to a PLAID agreement page where you will need to follow the prompts to authorize the linking of your bank account. Once completed, your account will be linked to the Modak platform. To fund the teen's account, go back to the "Send $" button and enter the amount you wish to send. Choose between Standard or Priority transfer, review your transaction information, and click "Confirm and Send."
  • "Make a direct deposit” you will be redirected to choose your bank to be able to send money directly to the teen account using your bank's own platform. 

Anytime you want to check the movements on your teen's account, you can click on top of any transaction to see more details.

Account management

How do I activate the Mocard?

Follow these instructions to activate the physical card:

  • Sign in to your Teen Modak account using your login credentials. (Use the phone app). In case you have not yet downloaded the app you can download it here https://www.modakmakers.com/register/teen
  • Once logged in, at the top of the banking screen, you will see a green button labeled "Activate". Click on this button.
  • You will be prompted to enter the last 4 digits of your card number. Enter this information and click "Continue".
  • Next, enter the expiration date of your card in the format MM/YY and click "Continue".
  • Review the information you have entered to ensure that it is correct, and then click on the "Activate Now" button to complete the activation process.
  • Your Modak card is now fully activated and ready to use.


  • The virtual card will be activated automatically when issued.

What happens if I can’t activate the physical card?

If you've attempted the task more than three times without success, we encourage you to reach out to our customer support team for assistance.

What happens if my phone gets stolen? Where to report and block my Modak account and card.

Parent Portal

  • Sign in to your Modak account https://app.modakmakers.com/parents using your login credentials.
  • Click on “manage Card”, then select to lock the physical and or virtual card. 
  • You will receive a confirmation pop-up. If you agree click on Lock the card. 
  • You can unlock the card/s anytime to make purchases again
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.
  • Monitor your account: Regularly check your account activity to ensure that no unauthorized transactions have been made.
  • Update your contact information: If your phone number or address has changed please update it.

We recommend you to act quickly in case your card is lost or stolen to minimize the potential for fraudulent activity on your account.

How to block the account in case in case of lost, theft and or unusual activity?

Please follow these instructions:

Parent Portal

  • Sign in to your Modak account https://app.modakmakers.com/parents using your login credentials.
  • Click on “manage Card”, then select to lock the physical and or virtual card. 
  • You will receive a confirmation pop-up. If you agree click on Lock the card. 
  • You can unlock the card/s anytime to make purchases again
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.
  • Monitor your account: Regularly check your account activity to ensure that no unauthorized transactions have been made.
  • Update your contact information: If your phone number or address has changed please update it.

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Teens app

  • Open the Modak app on your device.
  • Sign in using your login credentials.
  • Click on the “manage card” section at the top (Card Icon) 
  • You will pass over ID verification set on your mobile device. 
  • Once verified you will be able to click on the corresponding card you may want to lock, physical or virtual. 
  • Select the card and then you will receive a confirmation pop-up at the bottom. 
  • You can unlock the card/s anytime to make purchases again. 
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.

We recommend you to act quickly in case your card is lost or stolen to minimize the potential for fraudulent activity on your account.

What happens when I turn 18?

For now, you can keep using your MoCard normally. In the future, we will enable a feature that allows you to ‘graduate’ your account from teen to adult!

I am 18, can I get the MoCard?

Not yet! We currently only have it enabled for teens under 18. However, this is in our plans for the future

How to set up the PIN number?

  • Open your teen app and select the "See virtual Card" option.
  • You'll be directed to the Card Management screen.
  • Click on the "Set up PIN" button located next to the virtual card information.
  • You'll be redirected to the biometrics identification page for added security.
  • Set a secure 4-digit PIN and click on "Continue."
  • Confirm your chosen PIN by retyping the same 4 digits and click "Continue" to proceed.
  • Congratulations! You've successfully set up your PIN. Your virtual card is now ready to use.

How do I change my PIN number?

  • Launch your teen app and choose the "See virtual Card" option.
  • Navigate to the Card Management screen after being redirected.
  • Click on the top of your virtual card information for quick access.
  • You'll be directed to the biometrics identification page for added security.
  • On the following screen, locate and select the "Change PIN" button.
  • Set a new secure 4-digit PIN and proceed by clicking on "Continue."
  • Confirm your newly chosen PIN by retyping the same 4 digits and click "Continue" to finalize the change.
  • Congratulations! You've successfully updated your PIN. Your virtual card is now secured with the new PIN.

For parents

How do I use the parent portal?

  • Go to https://app.modakmakers.com/parents and log in using your phone number. You will receive a verification code to confirm your login.
  • Once logged in, you will be directed to the home page. Here, you will see the  teens wallet, the option to request the pshysical card and the send button to fund the teens card.

How do I fund my teen’s account?

  • Go to https://app.modakmakers.com/parents and log in using your phone number. You will receive a verification code to confirm your login.
  • Once logged in, you will be directed to the home page. Here, you will see the "Teen's Wallet" section and a "Send $" button to fund the teen's card. Click on the "Send $" button.
  • On the next page, you will see four options  "Fast transfer", "Make a direct deposit", Add a Bank account", and "Add a Debit Card."  Click on the option that best suits you.  
  • If you selected "Fast transfer" you will be redirected to pick an amount screen and then directly to Checkout platform to finish the transaction. With this option you can use debit or credit cards to fund the parent and or teen account.
  • If you selected "Add a Bank account" you will be redirected to a PLAID agreement page where you will need to follow the prompts to authorize the linking of your bank account. Once completed, your account will be linked to the Modak platform. To fund the teen's account, go back to the "Send $" button and enter the amount you wish to send. Choose between Standard or Priority transfer, review your transaction information, and click "Confirm and Send."
  • If you selected “Add a Debit Card” you will see a new screen where you will have to add your debit card number, expiration date, and CVV. Once completed, your account will be linked to the Modak platform.
  • To fund the teen's account, go back to the "Send $" button and enter the amount you wish to send and click "Confirm and Send."
  • If you selected "Make a direct deposit” you will be redirected to choose your bank to be able to send money directly to the teen account using your bank's own platform. 

Anytime you want to check the movements on your teen's account, you can click on top of any transaction to see more details.

How can I add family members?

  • Go to https://app.modakmakers.com/parents and log in using your phone number. You will receive a verification code to confirm your login.
  • Once logged in, you will be directed to the home page. Here, you will see the "Teen's Account" section and a "Add teen" button > click there.
  • To complete the registration process, you will need to provide the following information about your teen: full name, email address, phone number, date of birth, and Social Security Number (SSN) (optional).
  • Once the information is complete the next screen will allow you to request a virtual card. Click on the "Request virtual Card" button to proceed.
  • You will be redirected to the parent's portal to complete the card ordering process.
  • Once the process is complete your teen will need to:
  • Download the Modak Makers app
  • Sign in with the teen’s phone number you registered
  • Voila! The teen will be able to see the MoCard on the mobile app.

Why do I need to create an account?

To ensure compliance with banking regulations in the United States, individuals under the age of 18 are required to obtain parental permission in order to acquire the MoCard. Consequently, if you have a teenager seeking to obtain a MoCard, it is necessary for you as parent or legal guardian to create an account on your behalf.

Why is a SSN required?

The requirement of providing a Social Security Number (SSN) when opening a bank account in the US is necessary to verify that person’s identity and ensure that they are the person they claim to be. It is a crucial step to prevent fraudulent activities and protect both the customer and the bank from potential risks. At Modak, the only required SSN is from the parent as they are they adult owner of the account.

Can I log in to the Parent Portal using a tablet or iPad?

Yes, you can use a browser on any device to log into the Parent Portal. You can click on this link, or type in the URL, and open it on any device https://app.modakmakers.com/parents

Referral program

How do I refer other friends or family?

For teens: You will need to log into the Modak Makers app and then click on the "Get $5" in the upper right corner of the screen.

For parents: You will need to log into the Parent Portal and then click on the "Get $5" button, you can find it in the upper right corner of the screen.


Please follow this instructions.
1. Log in

2. Click on the button "Get $5"

3. Share the link with your friends and or family.

When I will get paid for referrals?

You will get the reward in your Modak account within 1 business day after your friend successfully completes the process.

How much I can get for referring a friend?


You can get $5 for every friend who uses your code to sign up and make their first transaction.

How many referrals can I have?

Each account holder is limited to a maximum of 8 referrals under the Referral Program. To refer additional individuals beyond this limit, you must send a request via email to hi@modakmakers.com and receive direct approval from Modak Makers to increase your referral limit.

What does my friend need to do to be successfully referred?

They will need to sign up using your code and then make their first transaction. They have to make a first fund of at least $10. Please note that transactions made using payment methods such as Cash App or PayPal will not be considered eligible for the referral program

Why didn’t I get my reward?

  • Your friend didn’t use your code while signing up for Modak.
  • They haven't completed the first transaction yet.
  • They made their first transaction, but they used payment methods such as Cash App or Paypal to do so.

More help

Where can I find customer support?

Web:

  • Go to the Modak platform on your web browser https://www.modakmakers.com/support 
  • Look for the "Support" button located on the bottom right corner of your screen.
  • Click on the "Support" button to access customer support.

App:

  • Open the Modak app on your device.
  • Click on the yellow dialog icon located at the top right.
  • You will be directed to the customer support page.

Email:

If you prefer to contact customer support via email, you can send an email to hi@modakmakers.com

Our customer support team will respond to your email as soon as possible.

Rewards

Why can’t I connect my Mocard to the Dosh app?

Dosh already powers our rewards program, so you can not link the card again in the Dosh app. Don’t worry. You can see all the same great offers from the Dosh app directly in the Modak app.

How long do I have to submit a missing cashback request?

If you think you are missing cashback, contact us, and we can help. 

Keep in mind, if your transaction is still pending, you’ll need to wait until the merchant completes it before you can receive your cashback. 

If you do not automatically receive rewards for purchasing qualifying goods or services with your Mocard or for performing other qualifying actions as identified by us, you have thirty (30) days from the date of the transaction if made in-store or ninety (90) days from the date of transaction if made online to contact us.  Provide evidence of the purchase and request cash back earned.

How long does it take to receive my cashback?

A pending purchase will show you the estimated cashback earned in your account summary. Still, the amount is not final until the merchant completes the charge. Once the transaction is completed, any earned cashback will be automatically applied to your account. Transactions typically complete within 4-7 days but can take up to 90 days depending on the merchant.

I made a purchase, but I don’t see any cashback. What should I do?

Reach out to us! If you do not automatically receive rewards for purchasing qualifying goods or services with your Mocard or for performing other qualifying actions as identified by us, you have thirty (30) days from the date of the transaction if made in-store or ninety (90) days from the date of transaction if made online to contact us. Provide evidence of the purchase and request cash back earned.

Why are my offers different from my friends or family members’ offers?

Merchants can target their offers to our user base - this means that the offers you see may come or go depending on the offer the merchant wants to promote.

To see what offers are currently available to you, always make sure to check the Modak app. Offers change regularly depending on the needs and wishes of our merchants.

How much cashback do I earn for using an offer?

Each store is different, and the cashback percentage you earn will be shown next to the offer and in the offer details. Make sure to check the offer details for any limits, exclusions, or caps that the merchant may have as part of their offer. This way, you can make sure you're receiving all of the cash back you can get!

How do cash-back offers work?

Dosh offers are found in the Modak app and will earn you cashback when you pay with your Mocard. You get paid to eat at your favorite local restaurant or shop online from the comfort of your home. Imagine what you can do with all that extra cash!

Online Offers must be completed through the Modak app. To earn cashback, open the offer, and tap the "Shop" button. You'll be redirected to the merchant's app or website, where you can complete the purchase with your Mocard in order to be eligible.

Every offer is different, and if you want to earn cashback for an online purchase, you’ll want to double-check the offer details to be sure it includes cashback. Clicking on the offers will give you more information, and by scrolling down to the More Info & Fine Print section, you'll see any limits, exclusions, or caps that the merchant may have as part of their offer.

You can also earn cashback at local businesses in your area. They will appear in your app when that particular business location is participating in a cashback offer. Simply visit the local merchant you found listed in the app at the specific street address, pay for your purchase with your Mocard, and you will receive cash back after you have made your purchase.

How do I earn cashback?

Earning cash back is easy and automatic. Just make eligible purchases at participating merchants. 

You can see all the current offers curated for you at any time in the rewards section of the Modak app. Look for Rewards in the spend section. 

You will be able to see a dashboard where you can look for cashback offers depending on location and or brand. You will be able to check your rewards activity, feature offers, and collections, also a map to locate special offers near you and online offers. Once you make a purchase a pending purchase will show as estimated cashback in your rewards dashboard. Once the merchant completes the charge, you will be eligible to receive cash back and be credited to your account.

What information do you share with Dosh?

Modak takes privacy and data security seriously. We take precautions to ensure the security of your data. We do not share personal information like your name, address, etc. We only securely share checking transaction information. They do not sell any of your data. They only use the data to improve the user experience, provide cash back, and serve up offers just for you. 

For more information on the Dosh privacy policy, view the terms of service here.

What is Dosh?

“Dosh” has a mission to move billions of dollars to millions of people and has been providing cash back to consumers since 2016. We’ve partnered with Dosh to bring you cashback offers from brands you love. When you make a transaction with your Mocard, Dosh checks to see if it is eligible for a cash-back reward. If the transaction is eligible for cash back, Dosh will send us a message to credit your checking account after the transaction has been completed and posted.

What are MOCARD rewards powered by Dosh?

“Dosh” means cash, and we give our customers cash back for doing the things they already love doing, like shopping and dining out when they use the Mocard. We will help you save some “Dosh” on your purchases when you redeem a Dosh offer. Dosh gives cash back savings from hundreds of thousands of brands, including local businesses and online stores participating in the Dosh Offers Program. The brands provide a Dosh cash-back offer for each purchase. Virtually no work is required. No coupons to clip, no code to show the cashier, no promo codes to keep track of, no loyalty cards that you have to remember to bring, and no scanning receipts. You don’t have to do a thing. Just receive constant cash surprises when you use the Mocard.

Modak is a financial technology company and not a bank.

Checking accounts and the Modak Visa Debit Cards are provided and issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance.

Accounts and Debit Cards are issued by Lewis & Clark Bank, Member FDIC.

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