Seeking answers? FAQ to the rescue!

Referral program

What does my friend need to do to be successfully referred?

They need to sign up using your code, request a physical card, and spend at least $10 with their MoCard (virtual or physical). Please note that transactions made using payment methods such as Cash App, Venmo, PayPal and other “Instant Money” services will not be considered eligible for the referral program.

Modak is a financial technology company and not a FDIC-insured bank

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of April 18, 2024.

1: Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.

2: The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.


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