Kids earn in-app reward points (MBX)¹ by actively learning and engaging. MBX can easily be converted into pocket money with our Modak Visa® Debit Card.
Free plan available. No monthly subscription required.
Steps goal
2,241/5,000
Off to a great start! 🏃
Steps goal
2,241/5,000
Off to a great start! 🏃
Small pocket money gives kids a reason to show up, and every scratchcard, tip, and challenge builds a real money habit while they do.
Kids redeem MBX for balance they can spend.¹
MBX is Modak's in-app reward points system — kids earn it for good habits, then redeem it for real money on their card.
A scratchcard every day, plus one for every purchase. Each one pays out a little and comes with a quick financial tip.³
5,000 steps in a day earns 10 MBX. Do it everyday for 30 days and they could earn 300 MBX ($3.00) in pocket money.¹
A short daily prompt on all kinds of topics. Complete it and earn a few MBX, a small win that keeps them coming back.
“I absolutely love this app. I especially like that you can do easy and simple challenges or tasks to get MBX, and then turn it in for actual, real money.”
“It is pretty fun to collect your reward points every time you get on, so you can exchange those points for money. It is also a mystery to see how many points you get.”
“I love that they have rewards for the kids to earn more. It will bring so much independence, but also learning money and how to save for what they want.”
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
Modak is a financial technology company and not a FDIC insured financial institution.
Scratch ’em All is a feature in the Modak kid app where each purchase made with a MoCard unlocks a digital scratch. Scratching it reveals a variety of educational rewards like MBX(2), financial tips, or small tokens.
Read more →You will receive one scratch for each purchase made with your MoCard. Additionally, a free daily scratch is available every 24 hours, regardless of purchase activity.
Read more →Rewards include MBX (Modak currency points), educational financial tips, and fun digital tokens like pet photos.
Read more →No minimum spend is required to unlock a scratch. Scratches are issued for every purchase made with the MoCard, regardless of the amount spent. Any changes to this policy will be communicated in advance, and the Terms & Conditions will be updated accordingly.
Read more →MBX rewards are free on every plan. See plans →
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