Seeking answers? FAQ to the rescue!

Referral program

Why didn’t I get my reward?

There are many possibilities.

  • Your friend didn’t use your code while signing up for Modak.
  • They did not request a physical card
  • They did not spend at least $10

They used payment methods such as Cash App, Venmo, PayPal and other “Instant Money” services to spend their $10

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Modak is a financial technology company and not a FDIC-insured bank

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of April 18, 2024.

1: Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.

2: The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.


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