Add a parent, a grandparent, or anyone who helps raise them. Each one gets their own account to add money, set chores, and follow along, while yours stays separate.¹
Co-parenting is available from $2.99/mo. See plans →
It takes a village to raise a kid. Now it can help with their money too.
Both parents fund the card and set chores, each from their own account.
The family who already helps can now do it directly, straight from their own account.
Anyone responsible for a kid can help manage their money, with clear limits in place.
For a specific kid.
Fully separate from yours.
From your own balances.
View the kid's balance, goals, card, and history. Send money and add to goals. Create, approve, and pay chores. Freeze the card when needed.
Your own account, balance, and bank stay yours alone. Your other kids stay private. Each adult keeps a fully separate account, and there is no joint account.
One co-parent per kid. If their access ends, any chores already set up keep running for the kid.






“My stepson lives within two households, so this app made it super easy — and a fun way to learn about chores and his own money.”
“Makes it easy for a grandma to give money for special occasions.”
“Mom and grandma both find this app fun to interact with. I am getting my 5 year old to learn about money, which I was so bad at.”
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
Modak is a financial technology company and not a FDIC insured financial institution.
No. The Co-Parent feature is not a joint bank account. It simply allows two parents or guardians to collaborate in managing a child’s financial experience while keeping their personal finances completely separate.
Read more →No. Parents never share bank accounts, balances, funding sources, or debit cards. The co-parent can only access information and features related to the shared child.
Read more →A co-parent can:
At this time, each child can have one active co-parent. However, a co-parent can have access to multiple children if invited by their respective Primary Parents.
Read more →Join families raising kids who know what to do with money.
Get started for free →