See every purchase, set the rules, and step in instantly if you need to.
Free plan available. No monthly subscription required.
An alert on every purchase, with what, where, and how much.
Lost it, or done for the day? Freeze and unfreeze from your phone.
Biometric login and account protection on every account.
Go beyond the basics. Set daily and per-transaction limits, block ATM withdrawals, and block the merchant categories you don't want them spending on. You decide what they can do, and change it any time.
Advanced controls come with a subscription plan. See plans →
A map of exactly where each purchase happened, plus every kid's spending broken down by category, so you can spot the patterns and turn real purchases into real money conversations.
Advanced spending analytics comes with a subscription plan. See plans →
Reach a human by chat or email when you need a hand.
“I get an alert the second she taps her card — I actually know what's going on, in real time.”
“Freezing the card during a rough week gave us both some space, without a big blow-up about it.”
“I set the daily limit once and haven't thought about it since. It just works.”
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
Modak is a financial technology company and not a FDIC insured financial institution.
Modak blocks unsafe spending categories, offers real-time transaction tracking and monitoring, and allows instant card lock/unlock. Data is encrypted and secured with biometrics. Modak complies with CFPB regulations to ensure high security and privacy standards. Moreover, your checking accounts and debit cards are issued by Legend Bank, N.A., FDIC-Insured.
Read more →The requirement of providing a Social Security Number (SSN) when opening a bank account in the US is necessary to verify that person’s identity and ensure that they are the person they claim to be. It is a crucial step to prevent fraudulent activities and protect both the customer and the bank from potential risks. At Modak, the only required SSN is from the parent as they are they adult owner of the account.
Read more →Please follow these instructions:
Parent Portal
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Teens app
We recommend you to act quickly in case your card is lost or stolen to minimize the potential for fraudulent activity on your account.
Read more →Alerts, freeze, and security are free on every plan. Advanced controls and spending analytics come with MoSilver. See plans →
Join families raising kids who know what to do with money.
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