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What kind of rewards can I win?

Rewards include MBX (Modak currency points), educational financial tips, and fun digital tokens like pet photos. The chances of winning more valuable rewards, such as electronics, are extremely limited and subject to availability. For instance, the probability of winning AirPods is 2% for purchases totaling over $100 with the MoCard, subject to availability.Availability of valuable rewards like AirPods may vary during promotional periods.

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Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of June 24th, 2024

(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.

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