Seeking answers? FAQ to the rescue!

Account management

I am 18, can I get the MoCard?

Not yet! We currently only have it enabled for teens under 18. However, this is in our plans for the future

Modak is a financial technology company and not a bank.

Checking accounts and the Modak Visa Debit Cards are provided and issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance.

Accounts and Debit Cards are issued by Lewis & Clark Bank, Member FDIC.

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