Account management

How do I activate the Mocard?

Follow these instructions to activate the physical card:

  • Sign in to your Teen Modak account using your login credentials. (Use the phone app). In case you have not yet downloaded the app you can download it here https://www.modakmakers.com/register/teen
  • Once logged in, at the top of the banking screen, you will see a green button labeled "Activate". Click on this button.
  • You will be prompted to enter the last 4 digits of your card number. Enter this information and click "Continue".
  • Next, enter the expiration date of your card in the format MM/YY and click "Continue".
  • Review the information you have entered to ensure that it is correct, and then click on the "Activate Now" button to complete the activation process.
  • Your Modak card is now fully activated and ready to use.


  • The virtual card will be activated automatically when issued.

What happens if I can’t activate the physical card?

If you've attempted the task more than three times without success, we encourage you to reach out to our customer support team for assistance.

What happens if my phone gets stolen? Where to report and block my Modak account and card.

Parent Portal

  • Sign in to your Modak account https://app.modakmakers.com/parents using your login credentials.
  • Click on “manage Card”, then select to lock the physical and or virtual card. 
  • You will receive a confirmation pop-up. If you agree click on Lock the card. 
  • You can unlock the card/s anytime to make purchases again
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.
  • Monitor your account: Regularly check your account activity to ensure that no unauthorized transactions have been made.
  • Update your contact information: If your phone number or address has changed please update it.

We recommend you to act quickly in case your card is lost or stolen to minimize the potential for fraudulent activity on your account.

How to block the account in case in case of lost, theft and or unusual activity?

Please follow these instructions:

Parent Portal

  • Sign in to your Modak account https://app.modakmakers.com/parents using your login credentials.
  • Click on “manage Card”, then select to lock the physical and or virtual card. 
  • You will receive a confirmation pop-up. If you agree click on Lock the card. 
  • You can unlock the card/s anytime to make purchases again
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.
  • Monitor your account: Regularly check your account activity to ensure that no unauthorized transactions have been made.
  • Update your contact information: If your phone number or address has changed please update it.

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Teens app

  • Open the Modak app on your device.
  • Sign in using your login credentials.
  • Click on the “manage card” section at the top (Card Icon) 
  • You will pass over ID verification set on your mobile device. 
  • Once verified you will be able to click on the corresponding card you may want to lock, physical or virtual. 
  • Select the card and then you will receive a confirmation pop-up at the bottom. 
  • You can unlock the card/s anytime to make purchases again. 
  • To unlock your card/s, navigate back to the "manage card" section of your account and select the option to unlock the card/s that you want to use again.

We recommend you to act quickly in case your card is lost or stolen to minimize the potential for fraudulent activity on your account.

What happens when I turn 18?

For now, you can keep using your MoCard normally. In the future, we will enable a feature that allows you to ‘graduate’ your account from teen to adult!

I am 18, can I get the MoCard?

Not yet! We currently only have it enabled for teens under 18. However, this is in our plans for the future

How to set up the PIN number?

  • Open your teen app and select the "See virtual Card" option.
  • You'll be directed to the Card Management screen.
  • Click on the "Set up PIN" button located next to the virtual card information.
  • You'll be redirected to the biometrics identification page for added security.
  • Set a secure 4-digit PIN and click on "Continue."
  • Confirm your chosen PIN by retyping the same 4 digits and click "Continue" to proceed.
  • Congratulations! You've successfully set up your PIN. Your virtual card is now ready to use.

How do I change my PIN number?

  • Launch your teen app and choose the "See virtual Card" option.
  • Navigate to the Card Management screen after being redirected.
  • Click on the top of your virtual card information for quick access.
  • You'll be directed to the biometrics identification page for added security.
  • On the following screen, locate and select the "Change PIN" button.
  • Set a new secure 4-digit PIN and proceed by clicking on "Continue."
  • Confirm your newly chosen PIN by retyping the same 4 digits and click "Continue" to finalize the change.
  • Congratulations! You've successfully updated your PIN. Your virtual card is now secured with the new PIN.