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Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.

Modak is a financial technology company and not a FDIC insured financial institution.

Funds deposited into a Deposit Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

Physical card issuance requires either funding the teen's account with at least $10 or subscribing to an eligible plan. A virtual card is issued free upon account creation.
Details on Subscription plans, including cashback purchase eligibility, saving goals, instant funding limits (waived up to $25 in fees per month), free physical card shipping and more are available in our Terms & Conditions. The Modak Boost program, can be found in our Terms & Conditions and Modak Boost Terms and Conditions. The Bank does not pay interest on the account, and All incentive payments are funded and made solely by Modak, independent of the Bank.
100 MBX = $1 (as of July 2026). This is an approximation and not a guaranteed result. For more information visit our MBX Policy.
Walking 5,000 steps a day earns users 10 MBX. Reward rates are subject to change at Modak's discretion.
To learn more about the Request Money feature, including eligibility, limits, and terms of use, please review the Terms & Conditions.
Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
Reviews are sourced from Trustpilot, App Store and Play Store, where customers voluntarily shared their experiences. Individual results may vary. This testimonial reflects the opinion of one customer and is not a guarantee of future performance.
For eligibility, functionality, and other details regarding the Co-Parenting feature, please review our Terms and Conditions. Additional information about the Co-Parenting feature is under the FAQs Co-Parenting section.
Customer support is available 24/7. Live chat and phone assistance are offered during business hours.
Modak Scratch 'Em All Feature Terms and Conditions apply.

3000 Sand Hill Road · Building 4 Suite 230 · Menlo Park, CA 94025

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