Features
No monthly feesThe AppDebit cardChores & AllowanceGood habits, gamifiedSavingsMoney managementSafety
LearningWhy ModakAbout usFAQ
Log in
Get started

• Terms and Conditions for "Refer 1, enter a contest" Strategy

Promo's not running anymore

created

Mar 7, 2024

LAST UPDATED

Mar 7, 2024

Introduction

These terms and conditions govern The "Refer 1, enter a contest" Strategy.  By using our services, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, please do not use our services and or participate in the campaign.

‍

 Eligibility 

‍

Modak will be conducting a draw among all users with 1 referral*, giving away an AirPods (3rd generation) with Lightning Charging Case. To take part in this promotion, referrals made from March 8 to March 18, 2024, will be considered.

  • A referral is defined as a user who enters Modak using a referral code, creates an account, and completes a transaction of at least $5 with their MoCard.

Limits/exceptions:

‍

  1. Only referrals made between March 8 and March 18 will be considered valid.
  2. You only need one referral to participate (a referral is defined as a user who enters Modak using a referral code, creates an account, and completes a transaction of at least $5 with their MoCard.).

‍

Promotion Period

This campaign will be active from March 8 to March 18, 2024.

‍

Prize

  1. The prize will be an AirPods (3rd generation) with Lightning Charging Case.
  2. There will be only 1 (one) winner.
  3. The winner will be notified by email on March 18, 2024.
  4. The prize will be shipped to the winner's address at Modak's expense. Only valid for users in the United States.

‍

Liability and Disputes

‍

  • Modak is not responsible for entries not received for whatever reason.
  • Any disputes relating to this Promotion will be subject to the exclusive jurisdiction of the courts of the state in which Modak operates.

Representations 

‍

By participating in this strategy (or if you are a parent or legal guardian authorizing a minor to participate in the "Refer 1, enter a contest" Strategy), you represent and warrant that (i) you are a natural person; (ii) you are at least 13 years of age (or older if you reside in a state where the age of majority is older); (iii) you are a legal resident of the United States; and (iv) you agree to abide by these Terms.

‍

Privacy. 

Any personal information you make available to us in connection with the Virtual Reward Card Strategy may be collected, used, and shared by us by Modak Makers’ Privacy Policy, which is available at https://www.modakmakers.com/legal/privacy.

Verification. 

  • Modak reserves the right to disqualify any participant who violates the terms and conditions or engages in fraudulent activity.
  • Modak is not responsible for any technical issues, including but not limited to, internet outages, that may affect participation in the campaign.
  • The strategy is subject to all applicable laws and regulations.
  • By participating in this strategy, participants agree to abide by these terms and conditions. Modak reserves the right to amend or cancel the strategy at its discretion. Participants are encouraged to review Modak's privacy policy and terms of service.
  • The prize is redeemable within a period of up to 3 weeks from the date of the account creation. Failure to redeem the prize within this timeframe will result in forfeiture of the prize.

‍

Termination and Changes. 

Modak Makers may suspend or terminate the "Refer 1, enter a contest" Strategy or a user’s ability to participate in the "Refer 1, enter a contest" Strategy at any time for any reason. We reserve the right to suspend accounts or remove rewards if we notice any activity that we believe is abusive, fraudulent, or in violation of the Modak Makers Terms of Service or these Terms. 

‍

Updates to the Terms. 

We can update these Terms at any time without prior notice. If we modify these Terms, we will post the modification on the Websites or in the Application, which are effective upon posting. Continued participation in "Refer 1, enter a contest" Strategy after any modification shall constitute consent to such modification.

‍

Governing Law. 

The laws of the State of California will govern these Terms, as well as any claim, cause of action, or dispute that might arise between you and Modak Makers, without regard to conflict of law provisions.

‍

Contact Us. 

For any questions about the Referral Program or these Terms, please contact us at hi@modakmakers.com.

‍

Features
No Monthly feesThe AppDebit cardChores & AllowanceGood habits, gamifiedSavingsMoney management
Safety
Company & Legal
Why Modak
About usLegalTerms and ConditionsPrivacy PolicyCareersContact us
Resources
Learning HubWall of GratitudeModak Vs GreenlightModak Vs CurrentTrust CenterFAQModak Vs Acorns Early
Stay Tuned

Instagram

TikTok

Youtube

Reddit

Facebook

Twitter

LinkedIn

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.

Modak is a financial technology company and not a FDIC insured financial institution.

Funds deposited into a Deposit Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.


(*) Fees for expedited or premium services may apply. See  for applicable fees.  Find out more in our Cardholder Agreement
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'em all feature Terms and Conditions apply.
(6) $6 Welcome bonus. Terms and conditions apply.
(7) The MBX Rewards Program allows all customers, whether they have a Card or not, to earn MBX through eligible activities such as completing challenges, using the walking feature, or making purchases. However, only customers with a Card can redeem MBX for monetary rewards. A minimum balance of 100 MBX (approximately $1.00 USD as of October 2024) is required for redemption, though the value is subject to change and not guaranteed; for details, visit MBX Policy. No minimum balance is required to open an account, and redemption of MBX into USO is processed instantly upon meeting the MBX minimum balance requirement. This program does not accrue interest and (0.00% Annual Percentage Yield (APY)) applies.
(**) Welcome Bonus and Referral program terms and conditions apply.
(8) Roblox Reward applies only after ordering the physical debit card and using the code ¨Roblox¨ during the sign up process. Learn more in the Terms and Conditions.
(9) The savings pocket is designed to help you manage your savings goals. A Modak boost is applied only to eligible funds. Terms and conditions apply.
(10) This review was sourced from the App Store, where customers voluntarily shared their experiences. Individual results may vary. This testimonial reflects the opinion of one customer and is not a guarantee of future performance. App Store ratings as of April 15th, 2025.

©2025 Modak Communities Operating Holdings Inc. All rights reserved.