The cheapest phone plans for kids (2026)

Modak
February 5, 2026

Main takeaways

📱 Cheap phone plans for kids should still offer reliable coverage and predictable pricing.

💡 The best budget plans balance affordability with essential features like data, flexibility, and simplicity.

🛡️ Choosing a first phone plan is also about teaching responsibility, not just saving money.

Searching for the cheapest phone plans for kids? You’re not alone. Parents across the U.S. want affordable, reliable service for their child’s first phone, but without sacrificing essential features or dealing with surprise charges.

In this guide, we’ll explore the most inexpensive phone plans for kids and teens in 2026, including key trade-offs, real cost comparisons, and one affordable option that offers more than just talk and text.

This content is provided for general guidance only and is not intended to be definitive or prescriptive. Parents and guardians should consider their child’s individual needs when choosing a phone plan.

What makes a cheap kids phone plan worth it?

Yes, price matters. But here’s what else you should look for:

  • Reliable network coverage
  • Clear, predictable pricing
  • Enough data for basic needs (messaging, light streaming, GPS)
  • No hidden fees or surprise charges
  • Parental controls or account visibility

Many low-cost plans cut corners on one or more of these. That’s where the trade-offs show up.

Girl uses her phone in school

Why Modak is a smarter budget-friendly option for kids

Most budget carriers offer stripped-down service, limited support, and extra fees for basics. Modak was designed to be different.

✨ Built for families, not just budgets

Modak’s 5GB plan is just $12.99/month, on AT&T’s nationwide 5G network*, and has no contract**, no credit check, and no activation fee. Even after taxes and telecom fees (shown before you pay), it stays cheaper than most major carriers.

✨ Integrated family features

Unlike typical cheap plans, Modak lets you manage your child’s phone plan from the same app where you:

  • Track savings goals
  • Assign and reward chores
  • Monitor MoCard spending

No extra apps, no confusing logins. Just one place to manage it all.

Cheapest kids phone plans in 2026

Here are top contenders based on real affordability:

1. Modak, best all-in-one budget plan

  • $12.99/month for 5GB data + unlimited talk/text***
  • No contract, activation, or credit check
  • Managed within a kid-friendly financial app
  • Parents have full control over billing and usage

2. TextNow Free Flex Plan

  • $0/month base plan with limited calling/texting
  • Requires Wi-Fi or paid data add-ons
  • Very low cost, but performance varies

3. Mint Mobile (3-month plan)

  • Starts at $15/month for 5GB (with multi-month prepay)
  • Great price, but requires upfront payment and more oversight

4. Tello Mobile

  • Custom build-a-plan starting around $5/month
  • Good for super light users
  • Coverage and support can be hit or miss

5. US Mobile

  • Fully customizable data/minutes/texts
  • Good price control, but not designed for family tracking

How Modak supports families

💳 Modak offers an affordable 5GB plan designed specifically for kids and first-time phone users.

📲 Parents can manage phone plans alongside chores, allowances, and spending in one app.

🎯 Modak combines connectivity with financial learning, helping kids build smart habits early.

Start your financial journey now!

Everything you need, fast, safe and simple.

FAQs

Can a 17 year old have their own phone plan T-Mobile?

Typically, T-Mobile requires the account holder to be 18 or older. A 17-year-old may need a parent or guardian to open the account.

Does T-Mobile have a $10 plan?

T-Mobile doesn’t offer a true $10 plan, but its Connect plan starts at $15/month for 3.5GB data. Taxes and fees may raise the final cost.

What is the best first phone for teens?

Look for an unlocked, eSIM-compatible phone with good parental controls. iPhone SE, Moto G Power, or Google Pixel 6a are popular starter picks.

Which phone is the best for a 13 year old?

For younger teens, pick something affordable, sturdy, and easy to manage. A refurbished iPhone, Motorola G series, or basic Samsung A series works great.

Mom with her kids using a mobile phone

Final thoughts

The most affordable phone plan isn’t always the best deal if it comes with headaches. With Modak, families get a low monthly cost, nationwide service, and built-in financial tools for kids, all in one app.

It’s more than just the cheapest option. It’s the smartest choice for a child’s first phone.

See Modak’s Budget Phone Plans

* Modak Mobile runs on AT&T’s 5G network
** You may cancel your subscription at any time in the Modak app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.

*** Truly Unlimited 5G data” refers to Modak Mobile’s commitment to providing unlimited high-speed 5G data with peak download speeds ranging between 4.2 Gbps and 300 Mbps. In contrast, most plans marketed as “unlimited” in the U.S. reduce speeds to virtually unusable levels—often in the kilobit range—after reaching a set data threshold. Actual experienced speeds may vary based on location, network conditions, and device compatibility. To access 5G speeds, you will need a 5G-capable device and must be within AT&T’s 5G coverage area. This commitment is subject to our Acceptable Use Policy.

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