Account limits

Card & ACH withdrawals

Max amount per purchase

$300

Daily card spend limit

$500

Max purchases per day

Daily ATM withdrawal limit

$220

ATM per transaction limit

$55

ATM withdrawals per day

Daily ACH withdrawal limit

$200

Max ACH transactions per day

Daily total limit

$500

This includes card purchases and ATM withdrawals.

Monthly total limit

$3,000

Includes all card purchases, ATM, and ACH withdrawals.

Adding money through the app

Daily limit

$500

Monthly limit

$4,000

Max times per day

Max times per month

The Modak card is designed to be safe and teen-friendly, so there are some places where it won’t work. These include things like crypto, adult content, gambling, dating apps, or any services made for adults.