Account limits
Card & ACH withdrawals
Max amount per purchase$300
Daily card spend limit$500
Max purchases per day10
Daily ATM withdrawal limit$220
ATM per transaction limit$55
ATM withdrawals per day4
Daily ACH withdrawal limit$200
Max ACH transactions per day3
Daily total limit$500
This includes card purchases and ATM withdrawals.
Monthly total limit$3,000
Includes all card purchases, ATM, and ACH withdrawals.
Adding money through the app
Daily limit$500
Monthly limit$4,000
Max times per day5
Max times per month30
The Modak card is designed to be safe and teen-friendly, so there are some places where it won't work. These include things like crypto, adult content, gambling, dating apps, or any services made for adults.