Build your personalized budget in minutes

No more one-size-fits-all budgets. Take the quiz and get a money plan that matches your age, goals, and mindset.

How our budget builder quiz works

This tool builds a personalized budget based on your age, income source, financial goals, and money mindset. Whether you're saving up, spending freely, or just starting to track where your money goes, it helps you find a plan that fits your habits.

Powered by AI trained on youth budgeting strategies and financial literacy research, it takes the guesswork out of creating a money plan that actually works for teens.

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The Money App and Debit Card for Families

A money app for families, debit card for kids and teens
For Parents

Assign and manage chores

Monitor spending

Savings Pocket coming soon

Multiple funding options: bank account, debit or credit card, Apple and Google Pay.

For kids & teens

Financial education and tips

Free shipping for your card

In-app reward point system²

Personalized Visa® debit card¹

Deposit account and the Modak Visa® debit card
issued by Legend Bank, N.A., FDIC-Insured.

Trusted by customers just like you

My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great fast customer service, love this card for my daughter way better than any other loaded card out there

- Aiko W.

I’m an 11-year-old kid and I love this app helps me manage my money way better and my mom didn’t trust me before this app. Thank you, Modak.

- Taylor K.

My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great fast customer service, love this card for my daughter way better than any other loaded card out there

- Aiko W.

I’m an 11-year-old kid and I love this app helps me manage my money way better and my mom didn’t trust me before this app. Thank you, Modak.

- Taylor K.

4.8 App Store Rating

Based on thousands of reviews as of April 15th, 2025.10

Money skills start here

Get started

No minimum deposits or
monthly fees required.*

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.