Use code BUSYKID and get $10 when your kid spend $10!b
FROM THE INVESTORS OF
Comparing Modak and BusyKid? With Modak, families get more engaging features, better rewards, and a modern, kid and teen-friendly experience.
Banking should be affordable and accessible to everyone.
Not just the privileged and wealthy.
All of our core offerings are free*.
We only charge for premium services.
And we only do that by asking you first!
No hidden fees.
Instead of paying for a year of BusyKid, you could use that money to:
That’s $48 back in your pocket every year, enough for little extras your kids will actually enjoy.
I like this app better than greenlight with no monthly fees and I know the card is safe from others using the card
It's an amazing app for kids and teens to manage money. They're support team is fast and helpful
Its great! The customer support is amazing so with the app! I recommend this to parents that want their kids to learn about money and banking!
I like this app better than greenlight with no monthly fees and I know the card is safe from others using the card
It's an amazing app for kids and teens to manage money. They're support team is fast and helpful
Its great! The customer support is amazing so with the app! I recommend this to parents that want their kids to learn about money and banking!
Based on thousands of reviews as of April 15th, 2025.10
Use code GREENLIGHT and get $10 when your kid spend $10!b
No minimum deposits or
monthly fees required.*
There are no hidden fees associated with Modak. We don't charge for opening a card and most of our services. However, if you need expedited or premium services, our app will show you and ask for your permission before charging the fees. For example, we charge $0.50 for debit cards (and 3% extra for credit cards and Apple/Google Pay) when you load your kid’s modak card with your debit or credit cards. Do note that our normal ACH - funding via your other bank accounts - is free.
Modak blocks unsafe spending categories, offers real-time transaction tracking and monitoring, and allows instant card lock/unlock. Data is encrypted and secured with biometrics. Modak complies with CFPB regulations to ensure high security and privacy standards. Moreover, your checking accounts and debit cards are issued by Legend Bank, N.A., FDIC-Insured.
A MoCard is a card through which you can spend your money, and earn/spend rewards points (Mobucks) for healthy behaviors. Parents can fund the MoCard account, and these funds can be used to set limits on the spendings. This means parents have the ability to guide and monitor their teen's spending while teaching them financial responsibility.
Modak is a US-based platform leveraging the power of fintech, gamification, and community to empower kids to reach their full potential. We are founded with an audacious vision to enable kids and young adults to reach their full potential, regardless of their background. We pursue this mission by offering a gamified fintech and learning ecosystem - with teen cards, financial literacy, and other services. We build for scale and security using the best technologies and enrich the user experience with a thriving community that supports each other. Modak is trusted by over 30,000 families and growing by the day. We are one of the most well-funded early-stage startups, and we are grateful for the 5+ years of runway we have even in this market. Our investors include GGV Capital ($9.2Billion VC firm), Monashees, Maya Capital, Nazca VC, One VC, and 30+ leading angel investors and entrepreneurs across Silicon Valley and Latin America.
