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Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
Chores app for kids & teens

FROM THE INVESTORS OF

How to become a creator?

1. Explore our active programs
2. Pick the one that sparks your creativity. 

3. Start creating today!

4. Get selected, earn MBX rewards, and claim your place as a Modak Creator!

Current programs

Chores app for kids and teens

Backpack day ideas

+520 MBX

Medium

Got a cool idea for Backpack Day? Share it with us and win MBX. Bonus points if you upload a picture!

Join now
06
Days
03
Hours
48
Min
Join now
Chores app for kids and teens

Financial skill master

+40 MBX

Medium

Share with us what's the next financial skill do you want to master and how it would impact on your life!

Join now
06
Days
03
Hours
48
Min

Why join the Creator Program?

Discover all the amazing perks of becoming a Modak Creator!

Earn rewards

Get MBX points when your work is selected. The more you create, the more you earn!

Get recognized

Stand out! Selected creators will be featured in Modak’s articles and on social media.

Unlock opportunities

Showcase your creativity and skills. It’s not just fun – it’s an achievement that will boost your college applications or LinkedIn profile.

Trusted by customers just like you

It’s a fun and good app for chores

- Jordyn

Really helps with getting the kids active with helping do chores around the house.

- Leanne

I love how this is working so far. Now I just gotta get some chores done to get my money sent from My Mom!!! 😊

- Keli K.

It’s a fun and good app for chores

- Jordyn

Really helps with getting the kids active with helping do chores around the house.

- Leanne

I love how this is working so far. Now I just gotta get some chores done to get my money sent from My Mom!!! 😊

- Keli K.

4.8 App Store Rating

Based on thousands of reviews as of April 15th, 2025.10

Seeking answers? FAQ to the rescue!

Can I add my card to Apple Pay or Google Pay?

Yes! Not only can you order a physical card, you can also add your card virtually to Apple Pay or Google Pay!

  • Log in to your account 
  • Go to the card section below in the middle
  • Then go to “Add to Apple/Google Wallet/”
  • Create the PIN for the virtual card, if you have already created the PIN use that one.

‍

How does Modak keep sensitive personal info safe and secure?

We have implemented several ways to protect your personal information:

  • Encryption: All sensitive information is encrypted in transit standard protocols. 
  • Access controls: Access to sensitive information is restricted to a limited number of authorized personnel, who are subject to background checks and ongoing security monitoring.
  • Data protection policies: Modak has established strict data protection policies, including data retention and deletion policies, to ensure that sensitive information is not retained for longer than necessary.
  • Compliance: Modak adheres to relevant security and privacy regulations, including those imposed by the Consumer Financial Protection Bureau (CFPB), to ensure that sensitive information is handled in a manner that meets the highest standards of security and privacy.

‍

Are there any fees?

There are no hidden fees associated with Modak. We don't charge for opening a card and most of our services. However, if you need expedited or premium services, our app will show you and ask for your permission before charging the fees. For example, we charge $0.50 for debit cards (and 3% extra for credit cards and Apple/Google Pay) when you load your kid’s modak card with your debit or credit cards. Do note that our normal ACH - funding via your other bank accounts - is free.

How old do I have to be to join Modak?

To sign up, you should be below 18 years old. Your parent or guardian will be the account holder, allowing you to use it.

See all FAQs

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Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.


(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'em all feature Terms and Conditions apply.
(6) $6 Welcome bonus. Terms and conditions apply.
(7) The MBX Rewards Program allows all customers, whether they have a Card or not, to earn MBX through eligible activities such as completing challenges, using the walking feature, or making purchases. However, only customers with a Card can redeem MBX for monetary rewards. A minimum balance of 100 MBX (approximately $1.00 USD as of October 2024) is required for redemption, though the value is subject to change and not guaranteed; for details, visit MBX Policy. No minimum balance is required to open an account, and redemption of MBX into USD is processed instantly upon meeting the minimum balance requirement. This program does not accrue interest and (0.00% APY) applies.
(**) Welcome Bonus and Referral program terms and conditions apply.
(8) Roblox Reward applies only after ordering the physical debit card and using the code ¨Roblox¨ during the sign up process. Learn more in the Terms and Conditions.
(9) The savings pocket is designed to help you manage your savings goals. A Modak boost is applied only to eligible funds. Terms and conditions apply.
(10) This review was sourced from the App Store, where customers voluntarily shared their experiences. Individual results may vary. This testimonial reflects the opinion of one customer and is not a guarantee of future performance. App Store ratings as of April 15th, 2025.

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