Seeking answers? FAQ to the rescue!

Fund the card

How do you deposit funds?

You can deposit funds onto the Modak card in several ways:

  • Link a bank account: Transfer funds directly from your bank account (ACH transfer).
  • Direct Deposit: Set up direct deposits from your paycheck (ACH transfer).
  • Debit/Credit Card: Load funds using your debit or credit card.
  • Apple/Google Pay: Load funds using your wallets.
  • MBX Points: Convert reward points earned through our app into USD.

Please note that while transfers using a linked bank account and direct deposits are free, using a debit or credit card may incur a small fee of $0.50 + 3% of the transaction value.

Remember that using Fast transfer, you will get the money in seconds!

Modak is a financial technology company and not a FDIC-insured bank

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of April 18, 2024.

1: Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.

2: The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.


©2024 Modak Communities Operating Holdings Inc. All rights reserved.