Seeking answers? FAQ to the rescue!

About the card

Do I have to pay the credit card monthly?

No, The MoCard doesn't have a payment deadline. The amount you deposit is the amount you can use and is debited to the card limit immediately.

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Modak is a financial technology company and not a bank.

Banking services are provided by Solid Financial Technologies, Inc.’s partner banks who are Member FDIC.

Card Services are issued by Solid Financial Technologies, Inc.’s partner banks pursuant to a license from Visa® and may be used everywhere Visa® cards are accepted.

Cashback is offered through the Solid Fintech Program Rewards powered by Dosh on qualifying purchases at participating merchants and on any other eligible transactions described in our User Agreement. For the current list of participating merchants and offers, please check the Modak Makers app. Participating merchants and offer terms may be changed from time to time without notice.