Seeking answers? FAQ to the rescue!

About the card

Can I spend more than what I have in my checking account?

As the MoCard uses only the funds deposited, if you try to spend more than you have deposited, the payment will not go through.

Modak is a financial technology company and not a bank.

Checking accounts and the Modak Visa Debit Cards are provided and issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance.

Accounts and Debit Cards are issued by Lewis & Clark Bank, Member FDIC.

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