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Modak is not a bank. Banking services are provided by Solid Financial Technologies, Inc. and its banking partners, Members FDIC.

FDIC insurance coverage protects depositors' money in case of bank failure, providing peace of mind and financial security. The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

Cashback is offered through the Solid Fintech Program Rewards powered by Dosh on qualifying purchases at participating merchants and on any other eligible transactions described in our User Agreement. For the current list of participating merchants and offers, please check the Modak Makers app. Participating merchants and offer terms may be changed from time to time without notice.