• Terms & Conditions for the Christmas Campaign

created on

Dec 19, 2023


Dec 27, 2023

Christmas Campaign Terms and Conditions

These Terms and Conditions govern Modak's Christmas Campaign  (the “Contest”).

  • Point Accumulation:

Participants will earn points for each transfer of at least $5 made to their account via their unique payment link. The number of points are based on the amount of money transferred, and are outlined below:

  • $5 - $10: 10 points
  • $10 - $20: 20 points
  • $20 - $30: 30 points
  • $30 and above: 50 points.

You can check the leaderboard with the points here.

  • Unlimited Sharing: There is no limit to the number of times a participant can share their payment link.

  • Campaign Duration: The campaign will run between December 19th, 2023 and January 4th, 2024. Transactions made via the payment link after this date will not be eligible for points.

  • Prizes and Winner Announcement: Details of the prizes and the winners will be unveiled on January 9th, 2024. The prize will remain as a surprise until January 9th, 2024.

  • Eligible Participation: Participation is limited to funds received through the payment link. Funds received through other methods are not valid for this campaign.

  • New User Participation: The campaign is open to both existing and new users. New users who join during the campaign period are also eligible to participate.

  • Winner Selection: There will be three winners for this campaign. Winners will be determined based on the highest number of points accumulated.

  • Announcement of Winners: Winners will be announced on our social media platforms and notified via email.

  • Transaction Limits: The minimum amount eligible for funding through your payment link is $5.

Privacy and Security

We prioritize the privacy and security of your information. For details, please refer to our Privacy Policy.

General Terms and Conditions:

  1. Modak reserves the right to disqualify any participant who violates the terms and conditions or engages in fraudulent activity.
  2. Modak is not responsible for any technical issues, including but not limited to, internet outages, that may affect participation in the campaign.
  3. The campaign is subject to all applicable laws and regulations.
  4. By participating in this campaign, participants agree to abide by these terms and conditions. Modak reserves the right to amend or cancel the campaign at its discretion. Participants are encouraged to review Modak's privacy policy and terms of service.
  5. The prize is redeemable within a period of up to 3 weeks from the date of the winning notification. Failure to redeem the prize within this timeframe will result in forfeiture of the award.


  • For any inquiries regarding the contest, please contact Modak at hi@modakmakers.com

Modak is a financial technology company and not a bank.

Checking accounts and the Modak Visa Debit Cards are provided and issued by Lewis & Clark Bank, Member FDIC.

Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance.

Accounts and Debit Cards are issued by Lewis & Clark Bank, Member FDIC.

© 2024 Modak Communities Operating Holdings Inc. All rights reserved.