Seeking answers? FAQ to the rescue!

About the card

How does the MoCard build credit history?

The Visa MoCard is a secured credit card which is a type of credit card backed by a cash deposit, which sets your credit limit. This means you can not spend money you don’t have, and therefore it will only have a positive impact on your credit score. Build a credit history without the risks.

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Modak is a financial technology company and not a bank.

Banking services are provided by Solid Financial Technologies, Inc.’s partner banks who are Member FDIC.

Card Services are issued by Solid Financial Technologies, Inc.’s partner banks pursuant to a license from Visa® and may be used everywhere Visa® cards are accepted.

Cashback is offered through the Solid Fintech Program Rewards powered by Dosh on qualifying purchases at participating merchants and on any other eligible transactions described in our User Agreement. For the current list of participating merchants and offers, please check the Modak Makers app. Participating merchants and offer terms may be changed from time to time without notice.