“Dosh” means cash, and we give our customers cash back for doing the things they already love doing, like shopping and dining out when they use the Mocard. We will help you save some “Dosh” on your purchases when you redeem a Dosh offer. Dosh gives cash back savings from hundreds of thousands of brands, including local businesses and online stores participating in the Dosh Offers Program. The brands provide a Dosh cash-back offer for each purchase. Virtually no work is required. No coupons to clip, no code to show the cashier, no promo codes to keep track of, no loyalty cards that you have to remember to bring, and no scanning receipts. You don’t have to do a thing. Just receive constant cash surprises when you use the Mocard.
“Dosh” has a mission to move billions of dollars to millions of people and has been providing cash back to consumers since 2016. We’ve partnered with Dosh to bring you cashback offers from brands you love. When you make a transaction with your Mocard, Dosh checks to see if it is eligible for a cash-back reward. If the transaction is eligible for cash back, Dosh will send us a message to credit your checking account after the transaction has been completed and posted.
Modak takes privacy and data security seriously. We take precautions to ensure the security of your data. We do not share personal information like your name, address, etc. We only securely share checking transaction information. They do not sell any of your data. They only use the data to improve the user experience, provide cash back, and serve up offers just for you.
Earning cash back is easy and automatic. Just make eligible purchases at participating merchants.
You can see all the current offers curated for you at any time in the rewards section of the Modak app. Look for Rewards in the spend section.
You will be able to see a dashboard where you can look for cashback offers depending on location and or brand. You will be able to check your rewards activity, feature offers, and collections, also a map to locate special offers near you and online offers. Once you make a purchase a pending purchase will show as estimated cashback in your rewards dashboard. Once the merchant completes the charge, you will be eligible to receive cash back and be credited to your account.
Dosh offers are found in the Modak app and will earn you cashback when you pay with your Mocard. You get paid to eat at your favorite local restaurant or shop online from the comfort of your home. Imagine what you can do with all that extra cash!
Online Offers must be completed through the Modak app. To earn cashback, open the offer, and tap the "Shop" button. You'll be redirected to the merchant's app or website, where you can complete the purchase with your Mocard in order to be eligible.
Every offer is different, and if you want to earn cashback for an online purchase, you’ll want to double-check the offer details to be sure it includes cashback. Clicking on the offers will give you more information, and by scrolling down to the More Info & Fine Print section, you'll see any limits, exclusions, or caps that the merchant may have as part of their offer.
You can also earn cashback at local businesses in your area. They will appear in your app when that particular business location is participating in a cashback offer. Simply visit the local merchant you found listed in the app at the specific street address, pay for your purchase with your Mocard, and you will receive cash back after you have made your purchase.
Each store is different, and the cashback percentage you earn will be shown next to the offer and in the offer details. Make sure to check the offer details for any limits, exclusions, or caps that the merchant may have as part of their offer. This way, you can make sure you're receiving all of the cash back you can get!
Merchants can target their offers to our user base - this means that the offers you see may come or go depending on the offer the merchant wants to promote.
To see what offers are currently available to you, always make sure to check the Modak app. Offers change regularly depending on the needs and wishes of our merchants.
Reach out to us! If you do not automatically receive rewards for purchasing qualifying goods or services with your Mocard or for performing other qualifying actions as identified by us, you have thirty (30) days from the date of the transaction if made in-store or ninety (90) days from the date of transaction if made online to contact us. Provide evidence of the purchase and request cash back earned.
A pending purchase will show you the estimated cashback earned in your account summary. Still, the amount is not final until the merchant completes the charge. Once the transaction is completed, any earned cashback will be automatically applied to your account. Transactions typically complete within 4-7 days but can take up to 90 days depending on the merchant.
If you think you are missing cashback, contact us, and we can help.
Keep in mind, if your transaction is still pending, you’ll need to wait until the merchant completes it before you can receive your cashback.
If you do not automatically receive rewards for purchasing qualifying goods or services with your Mocard or for performing other qualifying actions as identified by us, you have thirty (30) days from the date of the transaction if made in-store or ninety (90) days from the date of transaction if made online to contact us. Provide evidence of the purchase and request cash back earned.
Dosh already powers our rewards program, so you can not link the card again in the Dosh app. Don’t worry. You can see all the same great offers from the Dosh app directly in the Modak app.